MET vs SPY: MetLife, Inc. vs SPDR S&P 500 ETF Trust Historical Returns & Investment Comparison

This MET vs SPY comparison analyzes the historical stock performance of MetLife, Inc. and SPDR S&P 500 ETF Trust side-by-side. Using real, adjusted market data, this tool shows how identical investments in both stocks would have performed over time—highlighting differences in returns, volatility, and consistency across market cycles.

Use the interactive calculator below to adjust the investment amount and time period, visualizing how MetLife, Inc. and SPDR S&P 500 ETF Trust have historically performed against each other.

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Performance Summary

$10,000 invested from 2000 to 2025 (26 years)

Head-to-Head Record

11
MET Wins
0
Ties
15
SPY Wins

Over the 26-year comparison period, MetLife, Inc. outperformed SPDR S&P 500 ETF Trust in 11 years, while SPDR S&P 500 ETF Trust outperformed MetLife, Inc. in 15 years.

MET - MetLife, Inc.

Average Annual Return:+12.32%
Best Year:+127.45% (2000)
Worst Year:-39.91% (2008)
Win Rate:65.4% (17/26 years)
Total Value:$87,435.33
Total Gain:+$77,435.33 (+774.35%)

SPY - SPDR S&P 500 ETF Trust

Average Annual Return:+11.71%
Best Year:+37.39% (1995)
Worst Year:-36.24% (2008)
Win Rate:81.8% (27/33 years)
Total Value:$250,597.02
Total Gain:+$240,597.02 (+2405.97%)

Overall Winner: MET with an average annual return of 12.32% (vs 11.71% for SPY)

Understanding MET vs SPY Performance

When comparing MetLife, Inc. and SPDR S&P 500 ETF Trust, investors should consider multiple factors beyond just total returns. Volatility, consistency of growth, dividend payments, and sector-specific risks all play crucial roles in determining which stock might be better suited for your investment strategy and risk tolerance.

Historical performance data shows how each stock responded to market downturns, economic expansions, and company-specific events. While past performance doesn't guarantee future results, understanding these patterns can help inform investment decisions and portfolio allocation strategies.

Cumulative Growth Comparison

A $10,000 investment in MetLife, Inc. grew to $87,435, compared to $250,597 for SPDR S&P 500 ETF Trust over the same period.

Year-by-Year Comparison

YearMET ReturnMET CumulativeSPY ReturnSPY CumulativeDifferenceWinner
2000 (Start)-$10,000.00-$10,000.00-Initial Investment
2001+127.45%$22,745.32-8.85%$34,165.23+136.30% (MET)MET
2002-6.14%$21,349.69-10.13%$30,703.75+4.00% (MET)MET
2003-12.12%$18,762.35-22.42%$23,820.14+10.30% (MET)MET
2004+21.80%$22,852.69+24.18%$29,580.86-2.38% (SPY)SPY
2005+22.17%$27,919.13+10.75%$32,760.13+11.42% (MET)MET
2006+23.28%$34,417.47+5.32%$34,504.59+17.95% (MET)MET
2007+18.01%$40,617.44+13.84%$39,281.03+4.17% (MET)MET
2008+3.61%$42,085.33+5.33%$41,375.53-1.72% (SPY)SPY
2009-39.91%$25,288.73-36.24%$26,382.38-3.67% (SPY)SPY
2010+0.50%$25,415.27+22.65%$32,359.23-22.15% (SPY)SPY
2011+24.57%$31,660.58+13.14%$36,610.39+11.44% (MET)MET
2012-30.91%$21,874.72+0.85%$36,922.44-31.76% (SPY)SPY
2013+5.03%$22,974.52+14.17%$42,154.69-9.14% (SPY)SPY
2014+56.96%$36,060.14+29.00%$54,380.19+27.96% (MET)MET
2015+4.39%$37,642.75+14.56%$62,298.86-10.17% (SPY)SPY
2016-7.99%$34,634.90+1.29%$63,101.60-9.28% (SPY)SPY
2017+18.04%$40,882.07+13.59%$71,674.43+4.45% (MET)MET
2018+7.64%$44,006.92+20.78%$86,569.38-13.14% (SPY)SPY
2019-15.13%$37,349.83-5.25%$82,026.91-9.88% (SPY)SPY
2020+26.95%$47,416.03+31.09%$107,527.02-4.14% (SPY)SPY
2021-4.63%$45,219.62+17.24%$126,059.55-21.87% (SPY)SPY
2022+40.02%$63,317.37+30.51%$164,514.60+9.52% (MET)MET
2023+17.84%$74,610.78-18.65%$133,838.54+36.48% (MET)MET
2024-5.21%$70,726.83+26.71%$169,585.78-31.91% (SPY)SPY
2025+25.36%$88,664.94+25.59%$212,981.61-0.23% (SPY)SPY
2026-1.39%$87,435.33+17.66%$250,597.02-19.05% (SPY)SPY

Annual returns include dividends and stock splits. Cumulative values show growth of $10,000 invested from the first year. Positive difference means MET outperformed SPY that year.

Company Profiles

1

MetLife, Inc.

MET

MetLife, Inc. is one of the world's leading financial services companies, providing insurance, annuities, employee benefits and asset management to help its individual and institutional customers navigate their changing world.

Key Innovations

  • Industrial life insurance (historically)
  • Employee benefit solutions scale

Business Segments

  • U.S.
    Group Benefits, Retirement and Income Solutions.
  • Asia
    Life, accident, and health insurance products.
  • Latin America
    Life insurance and retirement products.
2

SPDR S&P 500 ETF Trust

SPY

SPY is the first exchange-traded fund (ETF) listed in the US. It is designed to track the S&P 500 Index, which measures the performance of the large-cap segment of the US equity market.

Key Innovations

  • First US-listed ETF

Business Segments

  • ETF
    Passive investment vehicle tracking the S&P 500.

How This Comparison Works

Our stock comparison tool uses adjusted closing prices to calculate year-by-year returns for both stocks. This ensures an apples-to-apples comparison that accounts for:

  • Dividends: All dividend payments are reinvested
  • Stock splits: Historical prices are adjusted for all splits
  • Head-to-head record: Shows which stock outperformed each year
  • Statistical analysis: Average returns, best/worst years, and win rates

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Important Disclaimer

This comparison tool is for educational and informational purposes only and does not constitute financial, investment, or trading advice. Past performance is not indicative of future results. Historical returns include dividends and stock splits but do not account for taxes, fees, inflation, or individual circumstances. Stock market investments carry risk, including the potential loss of principal. Always consult with a qualified financial advisor before making investment decisions. The data presented is based on historical market data and may contain inaccuracies or delays.