MCD vs SPY: McDonald's Corporation vs SPDR S&P 500 ETF Trust Historical Returns & Investment Comparison

This MCD vs SPY comparison analyzes the historical stock performance of McDonald's Corporation and SPDR S&P 500 ETF Trust side-by-side. Using real, adjusted market data, this tool shows how identical investments in both stocks would have performed over time—highlighting differences in returns, volatility, and consistency across market cycles.

Use the interactive calculator below to adjust the investment amount and time period, visualizing how McDonald's Corporation and SPDR S&P 500 ETF Trust have historically performed against each other.

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Performance Summary

$10,000 invested from 1986 to 2025 (40 years)

Head-to-Head Record

16
MCD Wins
0
Ties
17
SPY Wins

Over the 33-year comparison period, McDonald's Corporation outperformed SPDR S&P 500 ETF Trust in 16 years, while SPDR S&P 500 ETF Trust outperformed McDonald's Corporation in 17 years.

MCD - McDonald's Corporation

Average Annual Return:+15.34%
Best Year:+62.19% (1998)
Worst Year:-38.45% (2002)
Win Rate:85.0% (34/40 years)
Total Value:$1,461,894.14
Total Gain:+$1,451,894.14 (+14518.94%)

SPY - SPDR S&P 500 ETF Trust

Average Annual Return:+11.71%
Best Year:+37.39% (1995)
Worst Year:-36.24% (2008)
Win Rate:81.8% (27/33 years)
Total Value:$250,597.02
Total Gain:+$240,597.02 (+2405.97%)

Overall Winner: MCD with an average annual return of 15.34% (vs 11.71% for SPY)

Understanding MCD vs SPY Performance

When comparing McDonald's Corporation and SPDR S&P 500 ETF Trust, investors should consider multiple factors beyond just total returns. Volatility, consistency of growth, dividend payments, and sector-specific risks all play crucial roles in determining which stock might be better suited for your investment strategy and risk tolerance.

Historical performance data shows how each stock responded to market downturns, economic expansions, and company-specific events. While past performance doesn't guarantee future results, understanding these patterns can help inform investment decisions and portfolio allocation strategies.

Cumulative Growth Comparison

A $10,000 investment in McDonald's Corporation grew to $1,461,894, compared to $250,597 for SPDR S&P 500 ETF Trust over the same period.

Year-by-Year Comparison

YearMCD ReturnMCD CumulativeSPY ReturnSPY CumulativeDifferenceWinner
1986 (Start)-$10,000.00-$10,000.00-Initial Investment
1987+16.35%$11,634.66---Tie
1988+7.61%$12,519.61---Tie
1989+7.09%$13,407.23---Tie
1990+49.12%$19,993.36---Tie
1991-15.57%$16,881.09---Tie
1992+34.78%$22,753.07---Tie
1993+25.31%$28,512.53---Tie
1994+17.26%$33,434.95+8.71%$10,870.91+8.55% (MCD)MCD
1995+4.84%$35,052.49+0.67%$10,943.47+4.17% (MCD)MCD
1996+56.04%$54,695.98+37.39%$15,035.16+18.65% (MCD)MCD
1997+0.33%$54,876.88+21.20%$18,223.19-20.87% (SPY)SPY
1998+6.51%$58,451.34+33.14%$24,261.81-26.62% (SPY)SPY
1999+62.19%$94,803.74+28.03%$31,063.11+34.16% (MCD)MCD
2000+5.28%$99,810.68+20.66%$37,482.18-15.38% (SPY)SPY
2001-13.63%$86,202.52-8.85%$34,165.23-4.78% (SPY)SPY
2002-20.32%$68,690.38-10.13%$30,703.75-10.18% (SPY)SPY
2003-38.45%$42,277.89-22.42%$23,820.14-16.03% (SPY)SPY
2004+52.37%$64,416.81+24.18%$29,580.86+28.18% (MCD)MCD
2005+31.73%$84,854.26+10.75%$32,760.13+20.98% (MCD)MCD
2006+8.14%$91,765.64+5.32%$34,504.59+2.82% (MCD)MCD
2007+35.48%$124,321.65+13.84%$39,281.03+21.63% (MCD)MCD
2008+37.81%$171,333.15+5.33%$41,375.53+32.48% (MCD)MCD
2009+10.10%$188,637.41-36.24%$26,382.38+46.34% (MCD)MCD
2010+1.42%$191,311.70+22.65%$32,359.23-21.24% (SPY)SPY
2011+26.26%$241,541.17+13.14%$36,610.39+13.12% (MCD)MCD
2012+34.94%$325,940.39+0.85%$36,922.44+34.09% (MCD)MCD
2013-7.89%$300,218.00+14.17%$42,154.69-22.06% (SPY)SPY
2014+11.19%$333,804.33+29.00%$54,380.19-17.81% (SPY)SPY
2015+0.54%$335,610.20+14.56%$62,298.86-14.02% (SPY)SPY
2016+31.04%$439,798.52+1.29%$63,101.60+29.76% (MCD)MCD
2017+6.71%$469,317.52+13.59%$71,674.43-6.87% (SPY)SPY
2018+47.60%$692,697.14+20.78%$86,569.38+26.82% (MCD)MCD
2019+5.11%$728,075.88-5.25%$82,026.91+10.35% (MCD)MCD
2020+14.95%$836,915.86+31.09%$107,527.02-16.14% (SPY)SPY
2021+9.53%$916,708.48+17.24%$126,059.55-7.70% (SPY)SPY
2022+30.44%$1,195,740.59+30.51%$164,514.60-0.07% (SPY)SPY
2023+0.32%$1,199,534.34-18.65%$133,838.54+18.96% (MCD)MCD
2024+14.71%$1,376,031.23+26.71%$169,585.78-12.00% (SPY)SPY
2025-0.04%$1,375,452.37+25.59%$212,981.61-25.63% (SPY)SPY
2026+6.28%$1,461,894.14+17.66%$250,597.02-11.38% (SPY)SPY

Annual returns include dividends and stock splits. Cumulative values show growth of $10,000 invested from the first year. Positive difference means MCD outperformed SPY that year.

Company Profiles

1

McDonald's Corporation

MCD

McDonald's is the world's leading global food service retailer with over 40,000 locations in over 100 countries. Approximately 95% of McDonald's restaurants worldwide are owned and operated by independent local business owners.

Key Innovations

  • Speedee Service System
  • Franchising model standardization
  • Drive-thru concept scaling

Business Segments

  • U.S.
    Operations in the United States.
  • International Operated Markets
    Markets like Australia, Canada, France, Germany, UK.
  • International Developmental Licensed Markets
    Affiliates and developmental licensees in other countries.
2

SPDR S&P 500 ETF Trust

SPY

SPY is the first exchange-traded fund (ETF) listed in the US. It is designed to track the S&P 500 Index, which measures the performance of the large-cap segment of the US equity market.

Key Innovations

  • First US-listed ETF

Business Segments

  • ETF
    Passive investment vehicle tracking the S&P 500.

How This Comparison Works

Our stock comparison tool uses adjusted closing prices to calculate year-by-year returns for both stocks. This ensures an apples-to-apples comparison that accounts for:

  • Dividends: All dividend payments are reinvested
  • Stock splits: Historical prices are adjusted for all splits
  • Head-to-head record: Shows which stock outperformed each year
  • Statistical analysis: Average returns, best/worst years, and win rates

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Important Disclaimer

This comparison tool is for educational and informational purposes only and does not constitute financial, investment, or trading advice. Past performance is not indicative of future results. Historical returns include dividends and stock splits but do not account for taxes, fees, inflation, or individual circumstances. Stock market investments carry risk, including the potential loss of principal. Always consult with a qualified financial advisor before making investment decisions. The data presented is based on historical market data and may contain inaccuracies or delays.