LOW vs SPY: Lowe's Companies, Inc. vs SPDR S&P 500 ETF Trust Historical Returns & Investment Comparison

This LOW vs SPY comparison analyzes the historical stock performance of Lowe's Companies, Inc. and SPDR S&P 500 ETF Trust side-by-side. Using real, adjusted market data, this tool shows how identical investments in both stocks would have performed over time—highlighting differences in returns, volatility, and consistency across market cycles.

Use the interactive calculator below to adjust the investment amount and time period, visualizing how Lowe's Companies, Inc. and SPDR S&P 500 ETF Trust have historically performed against each other.

Compare Stock Performance

Select two stocks and an investment amount to see how they compare over time.

Compare any two stocks to see which performed better historically

Performance Summary

$10,000 invested from 1986 to 2025 (40 years)

Head-to-Head Record

19
LOW Wins
0
Ties
14
SPY Wins

Over the 33-year comparison period, Lowe's Companies, Inc. outperformed SPDR S&P 500 ETF Trust in 19 years, while SPDR S&P 500 ETF Trust outperformed Lowe's Companies, Inc. in 14 years.

LOW - Lowe's Companies, Inc.

Average Annual Return:+22.01%
Best Year:+141.49% (1993)
Worst Year:-37.02% (1987)
Win Rate:72.5% (29/40 years)
Total Value:$5,655,847.99
Total Gain:+$5,645,847.99 (+56458.48%)

SPY - SPDR S&P 500 ETF Trust

Average Annual Return:+11.71%
Best Year:+37.39% (1995)
Worst Year:-36.24% (2008)
Win Rate:81.8% (27/33 years)
Total Value:$250,597.02
Total Gain:+$240,597.02 (+2405.97%)

Overall Winner: LOW with an average annual return of 22.01% (vs 11.71% for SPY)

Understanding LOW vs SPY Performance

When comparing Lowe's Companies, Inc. and SPDR S&P 500 ETF Trust, investors should consider multiple factors beyond just total returns. Volatility, consistency of growth, dividend payments, and sector-specific risks all play crucial roles in determining which stock might be better suited for your investment strategy and risk tolerance.

Historical performance data shows how each stock responded to market downturns, economic expansions, and company-specific events. While past performance doesn't guarantee future results, understanding these patterns can help inform investment decisions and portfolio allocation strategies.

Cumulative Growth Comparison

A $10,000 investment in Lowe's Companies, Inc. grew to $5,655,848, compared to $250,597 for SPDR S&P 500 ETF Trust over the same period.

Year-by-Year Comparison

YearLOW ReturnLOW CumulativeSPY ReturnSPY CumulativeDifferenceWinner
1986 (Start)-$10,000.00-$10,000.00-Initial Investment
1987+5.10%$10,509.98---Tie
1988-37.02%$6,618.90---Tie
1989+27.30%$8,426.18---Tie
1990+44.10%$12,142.18---Tie
1991-14.75%$10,351.35---Tie
1992+43.34%$14,837.98---Tie
1993+48.47%$22,030.14---Tie
1994+141.49%$53,200.99+8.71%$10,870.91+132.78% (LOW)LOW
1995+20.95%$64,347.64+0.67%$10,943.47+20.28% (LOW)LOW
1996-1.74%$63,225.22+37.39%$15,035.16-39.13% (SPY)SPY
1997+5.78%$66,880.09+21.20%$18,223.19-15.42% (SPY)SPY
1998+37.06%$91,665.05+33.14%$24,261.81+3.92% (LOW)LOW
1999+118.04%$199,863.97+28.03%$31,063.11+90.00% (LOW)LOW
2000+17.84%$235,519.46+20.66%$37,482.18-2.82% (SPY)SPY
2001-19.96%$188,518.52-8.85%$34,165.23-11.11% (SPY)SPY
2002+107.94%$392,000.49-10.13%$30,703.75+118.07% (LOW)LOW
2003-17.19%$324,628.18-22.42%$23,820.14+5.23% (LOW)LOW
2004+41.08%$457,992.77+24.18%$29,580.86+16.90% (LOW)LOW
2005+7.13%$490,634.11+10.75%$32,760.13-3.62% (SPY)SPY
2006+15.40%$566,180.69+5.32%$34,504.59+10.07% (LOW)LOW
2007-6.62%$528,705.95+13.84%$39,281.03-20.46% (SPY)SPY
2008-28.79%$376,501.24+5.33%$41,375.53-34.12% (SPY)SPY
2009-1.38%$371,291.65-36.24%$26,382.38+34.85% (LOW)LOW
2010+5.12%$390,287.56+22.65%$32,359.23-17.54% (SPY)SPY
2011+10.25%$430,292.26+13.14%$36,610.39-2.89% (SPY)SPY
2012+3.06%$443,452.73+0.85%$36,922.44+2.21% (LOW)LOW
2013+42.12%$630,230.84+14.17%$42,154.69+27.95% (LOW)LOW
2014+39.18%$877,155.14+29.00%$54,380.19+10.18% (LOW)LOW
2015+41.52%$1,241,327.35+14.56%$62,298.86+26.96% (LOW)LOW
2016+13.98%$1,414,833.56+1.29%$63,101.60+12.69% (LOW)LOW
2017-3.92%$1,359,367.61+13.59%$71,674.43-17.51% (SPY)SPY
2018+33.61%$1,816,242.33+20.78%$86,569.38+12.83% (LOW)LOW
2019+2.68%$1,864,827.22-5.25%$82,026.91+7.92% (LOW)LOW
2020+32.36%$2,468,347.53+31.09%$107,527.02+1.28% (LOW)LOW
2021+35.61%$3,347,276.44+17.24%$126,059.55+18.37% (LOW)LOW
2022+63.48%$5,471,992.19+30.51%$164,514.60+32.97% (LOW)LOW
2023-20.57%$4,346,250.49-18.65%$133,838.54-1.93% (SPY)SPY
2024+14.15%$4,961,202.47+26.71%$169,585.78-12.56% (SPY)SPY
2025+15.02%$5,706,519.91+25.59%$212,981.61-10.57% (SPY)SPY
2026-0.89%$5,655,847.99+17.66%$250,597.02-18.55% (SPY)SPY

Annual returns include dividends and stock splits. Cumulative values show growth of $10,000 invested from the first year. Positive difference means LOW outperformed SPY that year.

Company Profiles

1

Lowe's Companies, Inc.

LOW

Lowe's is a Fortune 50 home improvement company serving approximately 17 million customer transactions a week in the United States. It offers a wide range of products for maintenance, repair, remodeling, and decorating.

Key Innovations

  • Total Home Strategy
  • Holoroom (VR home improvement design)
  • Lowe's Innovation Labs

Business Segments

  • Home Improvement Retail
    Sales of building materials, home decor, appliances, and tools via stores and online.
2

SPDR S&P 500 ETF Trust

SPY

SPY is the first exchange-traded fund (ETF) listed in the US. It is designed to track the S&P 500 Index, which measures the performance of the large-cap segment of the US equity market.

Key Innovations

  • First US-listed ETF

Business Segments

  • ETF
    Passive investment vehicle tracking the S&P 500.

How This Comparison Works

Our stock comparison tool uses adjusted closing prices to calculate year-by-year returns for both stocks. This ensures an apples-to-apples comparison that accounts for:

  • Dividends: All dividend payments are reinvested
  • Stock splits: Historical prices are adjusted for all splits
  • Head-to-head record: Shows which stock outperformed each year
  • Statistical analysis: Average returns, best/worst years, and win rates

Share This Comparison

Important Disclaimer

This comparison tool is for educational and informational purposes only and does not constitute financial, investment, or trading advice. Past performance is not indicative of future results. Historical returns include dividends and stock splits but do not account for taxes, fees, inflation, or individual circumstances. Stock market investments carry risk, including the potential loss of principal. Always consult with a qualified financial advisor before making investment decisions. The data presented is based on historical market data and may contain inaccuracies or delays.