AAPL vs HIG: Apple Inc. vs The Hartford Financial Services Group Inc. Historical Returns & Investment Comparison

This AAPL vs HIG comparison analyzes the historical stock performance of Apple Inc. and The Hartford Financial Services Group Inc. side-by-side. Using real, adjusted market data, this tool shows how identical investments in both stocks would have performed over time—highlighting differences in returns, volatility, and consistency across market cycles.

Use the interactive calculator below to adjust the investment amount and time period, visualizing how Apple Inc. and The Hartford Financial Services Group Inc. have historically performed against each other.

Compare Stock Performance

Select two stocks and an investment amount to see how they compare over time.

Compare any two stocks to see which performed better historically

Performance Summary

$10,000 invested from 1986 to 2025 (40 years)

Head-to-Head Record

18
AAPL Wins
0
Ties
13
HIG Wins

Over the 31-year comparison period, Apple Inc. outperformed The Hartford Financial Services Group Inc. in 18 years, while The Hartford Financial Services Group Inc. outperformed Apple Inc. in 13 years.

AAPL - Apple Inc.

Average Annual Return:+35.74%
Best Year:+202.63% (2004)
Worst Year:-73.42% (2000)
Win Rate:70.0% (28/40 years)
Total Value:$18,742,087.73
Total Gain:+$18,732,087.73 (+187320.88%)

HIG - The Hartford Financial Services Group Inc.

Average Annual Return:+13.61%
Best Year:+59.11% (2000)
Worst Year:-79.27% (2008)
Win Rate:71.0% (22/31 years)
Total Value:$102,198.01
Total Gain:+$92,198.01 (+921.98%)

Overall Winner: AAPL with an average annual return of 35.74% (vs 13.61% for HIG)

Understanding AAPL vs HIG Performance

When comparing Apple Inc. and The Hartford Financial Services Group Inc., investors should consider multiple factors beyond just total returns. Volatility, consistency of growth, dividend payments, and sector-specific risks all play crucial roles in determining which stock might be better suited for your investment strategy and risk tolerance.

Historical performance data shows how each stock responded to market downturns, economic expansions, and company-specific events. While past performance doesn't guarantee future results, understanding these patterns can help inform investment decisions and portfolio allocation strategies.

Cumulative Growth Comparison

A $10,000 investment in Apple Inc. grew to $18,742,088, compared to $102,198 for The Hartford Financial Services Group Inc. over the same period.

Year-by-Year Comparison

YearAAPL ReturnAAPL CumulativeHIG ReturnHIG CumulativeDifferenceWinner
1986 (Start)-$10,000.00-$10,000.00-Initial Investment
1987+82.02%$18,202.36---Tie
1988+106.53%$37,593.80---Tie
1989-9.29%$34,100.85---Tie
1990-11.84%$30,064.63---Tie
1991+16.87%$35,136.55---Tie
1992+30.81%$45,962.25---Tie
1993+1.30%$46,558.07---Tie
1994-49.17%$23,667.02---Tie
1995+32.38%$31,331.08---Tie
1996-15.99%$26,321.25-2.76%$9,723.62-13.23% (HIG)HIG
1997-35.02%$17,103.72+43.23%$13,927.23-78.25% (HIG)HIG
1998-37.50%$10,689.87+45.51%$20,265.48-83.01% (HIG)HIG
1999+151.92%$26,930.30+20.87%$24,494.78+131.05% (AAPL)AAPL
2000+149.24%$67,121.68-12.73%$21,377.13+161.97% (AAPL)AAPL
2001-73.42%$17,839.15+59.11%$34,013.55-132.53% (HIG)HIG
2002+47.23%$26,263.99-4.99%$32,314.74+52.22% (AAPL)AAPL
2003-38.50%$16,152.95-25.93%$23,935.70-12.57% (HIG)HIG
2004+44.39%$23,323.51+28.79%$30,826.32+15.60% (AAPL)AAPL
2005+202.63%$70,584.32+19.60%$36,867.97+183.03% (AAPL)AAPL
2006+127.18%$160,350.86+26.77%$46,735.70+100.41% (AAPL)AAPL
2007+13.50%$181,995.49+8.10%$50,519.83+5.40% (AAPL)AAPL
2008+136.37%$430,186.98-5.13%$47,928.66+141.50% (AAPL)AAPL
2009-56.19%$188,444.11-79.27%$9,937.47+23.07% (AAPL)AAPL
2010+132.21%$437,584.92+38.10%$13,724.05+94.11% (AAPL)AAPL
2011+50.72%$659,536.54+12.01%$15,371.75+38.72% (AAPL)AAPL
2012+22.89%$810,487.20-40.39%$9,163.41+63.28% (AAPL)AAPL
2013+30.56%$1,058,160.68+36.31%$12,490.60-5.75% (HIG)HIG
2014+4.75%$1,108,432.39+55.37%$19,406.50-50.62% (HIG)HIG
2015+42.63%$1,580,939.63+19.87%$23,263.10+22.76% (AAPL)AAPL
2016-2.08%$1,548,019.71+5.87%$24,629.25-7.95% (HIG)HIG
2017+12.38%$1,739,731.34+13.83%$28,034.50-1.44% (HIG)HIG
2018+48.04%$2,575,541.24+19.99%$33,639.69+28.05% (AAPL)AAPL
2019-7.05%$2,393,854.67-17.76%$27,664.09+10.71% (AAPL)AAPL
2020+88.74%$4,518,219.43+43.03%$39,567.72+45.71% (AAPL)AAPL
2021+78.24%$8,053,270.76-17.23%$32,751.28+95.47% (AAPL)AAPL
2022+38.06%$11,118,421.47+46.29%$47,912.29-8.23% (HIG)HIG
2023-28.20%$7,983,081.40+11.55%$53,448.53-39.75% (HIG)HIG
2024+54.80%$12,357,668.83+9.24%$58,386.17+45.56% (AAPL)AAPL
2025+35.56%$16,751,606.23+36.81%$79,875.30-1.25% (HIG)HIG
2026+11.88%$18,742,087.73+27.95%$102,198.01-16.06% (HIG)HIG

Annual returns include dividends and stock splits. Cumulative values show growth of $10,000 invested from the first year. Positive difference means AAPL outperformed HIG that year.

Company Profiles

1

Apple Inc.

AAPL

Apple Inc. is a global leader in consumer electronics, software, and online services. Founded in a garage by Steve Jobs, Steve Wozniak, and Ronald Wayne, the company has evolved into one of the world's most valuable and influential brands. Apple designs, manufactures, and markets a broad range of high-end consumer technology products, including the iPhone, iPad, Mac, and Apple Watch. Beyond hardware, the company has built a massive digital ecosystem through its Services segment, which includes the App Store, Apple Music, iCloud, and Apple Pay. In recent years, Apple has significantly vertically integrated its supply chain by developing its own custom silicon (M-series and A-series chips) and has expanded into spatial computing with the Vision Pro platform.

Key Innovations

  • Graphical User Interface (GUI) popularized by the Macintosh
  • Multi-touch technology and the modern smartphone interface
  • Apple Silicon (A-series and M-series SoC architecture)
  • FaceID and TouchID biometric security systems
  • Retina Display high-density screen technology
  • MagSafe charging and accessory ecosystem
  • Spatial Computing (VisionOS) for mixed-reality environments

Business Segments

  • iPhone
    The company's primary hardware driver, consisting of its line of smartphones based on the iOS operating system.
  • Mac
    Personal computers based on the macOS operating system, including the MacBook Air, MacBook Pro, iMac, Mac mini, and Mac Studio, now powered by Apple Silicon.
  • iPad
    Multi-purpose tablets based on the iPadOS operating system, spanning from the iPad mini to the high-performance iPad Pro.
2

The Hartford Financial Services Group Inc.

HIG

The Hartford Financial Services Group Inc. is a leading provider of insurance and financial services products in the United States and internationally. The company offers a wide range of property and casualty insurance, group benefits, and mutual funds to individuals, businesses, and institutions. The Hartford is known for its strong financial strength, diversified product portfolio, and commitment to helping customers protect what they value most.

Key Innovations

  • Pioneered various insurance products and risk management solutions, adapting to the evolving needs of businesses and individuals over two centuries.
  • Invests in digital capabilities and data analytics to enhance customer experience, streamline claims processing, and improve underwriting accuracy.

Business Segments

  • Commercial Lines
    Provides property and casualty insurance products to small, middle-market, and large businesses, including workers' compensation, general liability, and commercial auto.
  • Personal Lines
    Offers auto and homeowners insurance to individuals, often through affinity groups and direct channels.
  • Group Benefits
    Provides group life, disability, and voluntary benefits to employers and their employees.

How This Comparison Works

Our stock comparison tool uses adjusted closing prices to calculate year-by-year returns for both stocks. This ensures an apples-to-apples comparison that accounts for:

  • Dividends: All dividend payments are reinvested
  • Stock splits: Historical prices are adjusted for all splits
  • Head-to-head record: Shows which stock outperformed each year
  • Statistical analysis: Average returns, best/worst years, and win rates

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Important Disclaimer

This comparison tool is for educational and informational purposes only and does not constitute financial, investment, or trading advice. Past performance is not indicative of future results. Historical returns include dividends and stock splits but do not account for taxes, fees, inflation, or individual circumstances. Stock market investments carry risk, including the potential loss of principal. Always consult with a qualified financial advisor before making investment decisions. The data presented is based on historical market data and may contain inaccuracies or delays.